In June of 1971, Credits, Incorporated of Pendleton, Oregon purchased American Adjustment Company from Jim and Eleanor Trimble who were operating the collection agency under that name. The Trimbles had been operating the Credit Bureau and a finance company since the early 1960's.
Jerry Campbell, an employee of Credits, Incorporated moved to La Grande to manage the new office. He successfully met the objectives set out for him and in February of 1977, Jerry and his wife Julie purchased the La Grande office of Credits, Incorporated and incorporated the business as Cam Credits, Inc. At that time Julie, who was working for the District Court Judge, James A. Monce, gave up her career in the court/legal system and went to work for the new corporation as the bookkeeper and legal secretary. In June of 1980, Jerry and Julie purchased the Credit Bureau of La Grande from Jim and Eleanor Trimble who had retained the credit reporting department of the business.
In May of 1984, Jerry was killed in a boating accident on the Snake River. Julie assumed ownership of the business in August of 1984.
In January of 1987, Julie saw the necessity of upgrading the collection agency to a "cardless" computer system marketed by Columbia Ultimate Business Systems of Vancouver, Washington. Training and installation of the hardware and software was complete in February of 1987. The system software is still in use today, although several upgrades of software and hardware have been instituted over the years. It is still the "state-of-the-art" collection system.
August of 1992 saw the collection agency and credit bureau in Baker City, Oregon come up for sale. Julie made an offer and purchased the business. The new agency was gradually converted to the Columbia Ultimate Business Systems software as was linked to the La Grande mainframe via modems and multiplexers. Thus real-time updates and communications take place between the La Grande and Baker City office.
Today, Cam Credits, Inc. continues to operate in both communities. A weekly Public Records Bulletin is published by the La Grande office which includes public record information for Union, Baker and Wallowa counties. Cam Credits, Inc. employs 10 people. The majority of employees at Cam Credits have been employed for over 10 years. The area served directly by the corporation is Union, Wallowa, Baker, Grant, and Harney counties.